Personal Accident and Sickness Insurance provides earnings protection for when an unexpected injuries or illness impacts your ability to work as normal, whether the issue happens at home or whilst you’re enjoying your weekend or a holiday.
Our policies are Australia Wide & work 24/7, so you’re never not protected.
You notify us of the incident, lodge a claim form and get a letter from the treating practitioner confirming you’re unable to work for X amount of time.
This policy makes sure you have the income still coming in whilst you recover. We have a number of options, including an agreed value for new businesses so you don’t need supporting financial documents, or if you’ve traded for a while longer, we can set a higher limit for your personal weekly earnings as long as you have supporting financial statements to confirm your pre-injury or illness is as declared.
Final Thoughts:
This type of insurance covers your lost income whilst you’re down and out and helps maintain your financial stability during difficult & trying times. Whether you’re self-employed or seeking extra security beyond standard workplace policies such as superannuation income protection, we recommend discussing your needs so we can set up a tailored insurance plan to fall back, so you have a better peace of mind.
A final offer the fjg
To ensure you get the right coverage, always speak with one of our experienced insurance brokers who can design a policy that is aligned with your lifestyle and financial goals and tailored individually to your needs.
