Sometimes, it feels like insurance brokers don’t quite get where you’re coming from. Builders, you’re navigating a whole maze of insurance complexities, rising premiums, and ever-changing regulations and industry standards.
It’s this frustration that got us fired up two decades ago. Instead of accepting the status quo, we decided to shake things up from the inside. And now, as we celebrate a milestone birthday, our commitment to being different, to being the insurance brokers that have stood in your shoes, pushes us to be and do better.
Where it all began
Twenty years. Two decades. It’s an incredible feat in the world of business. So, let’s take a walk down memory lane.
The Building Ethics Australia (BEA) journey began amid the chaos caused by the collapse of the HIH insurance. Our founders—including Ken Lucas and Tim O’Callaghan—were builders at the time and left without the mandatory warranty insurance required to continue their trade.
It was a disaster, but it brought us together. We were ready to tackle the issue head-on by reimagining the builders’ warranty scheme. It took off, and international underwriters like Munich & American Risk Partners supported our innovative approach. We focused on rigorous risk management and financial scrutiny to protect both our clients and consumers.
Six years after our inception, we established a licensed brokerage, BEA Insurance Brokers (BEAIB). This expansion enabled us to reach people all across Australia.
Where we are today

Fast forward to the present day, and Tim O’Callaghan continues to lead BEA and BEAIB. We leverage our deep industry experience to unravel the intricacies you face daily and provide a practical, personalised solution. Our bespoke insurance packages give you the coverage you need, exactly where you need it.
Over the years, we’ve built a strong network that we can draw on to ensure you have access to a diverse variety of policies at the most competitive rates.
When it comes to claims, we advocate for your best interest—no questions asked. Remember, we’ve been burned by insurance companies in the past, and we know first hand the damage it can do. We won’t let you go through that. We make the claims process as stress-free as possible so you can get back to business as usual fast.
To us, you’re more than just another client. You are a part of the BEA and BEAIB family. We owe our success to people like you who have trusted us to protect their livelihood. That’s why we build strong, long-lasting relationships founded on open and honest communication.
So, a huge thank you to all our clients—past and present. We wouldn’t be where we are today if it weren’t for you.
Looking ahead
While our origins are in Warranty Insurance, our vision for the future is broader. We cover all types of insurances Australian construction companies need, including Contract Works Insurance, Public Liability, Commercial Motor, and even private insurances. And, we plan to continue growing this part of our business with the same level of personalised service and care.
So, if you need help navigating the complexities of insurance, we are ready to step in and become your trusted partner. Get in touch.
It’s been a rewarding journey to date, and we cannot wait to see what we can achieve together moving forward. Here’s to the next 20!